The M

Last Updated: 28th June 2022

  • 28-06-2022: Register Interest to view The M showflat and get Direct Developer Price & VVIP Discounts.
  • 28-06-2022: Contact us to get the updated The M price and floor plan.
  • 27-11-2019: The M launch date will be announced here. Bookmark this page.
  • 24-11-2019: Check your loan eligibility by calculating at Max Loan Eligibility Calculator (TDSR)
  • 17-11-2019: Find out the recently updated site view.
  • 10-11-2019: Location map and nearby amenities are updated.
  • 03-11-2019: Welcome to the The M website.
Project Information
Project NameThe M
LocationMiddle Road, Singapore
Site Area80,320 sq ft / 7,462 sqm
Site UseResidential Flat Developement
Tenure99-year leasehold
Total No. of Units522
No. of Storeys3 blocks of 20 storey, 1 block of 6 storey
DeveloperWingcharm Investment Pte Ltd, a subsidiary of Wing Tai Asia
ArchitectP&T Group
Payment SchemeNormal Progressive
Expected Date of TOPEst. 2024

The M Price

Price Fact sheet & Guide

M-condo site located along Middle Road was sold to the Wingcharm Investment, a unit of Wing Tai Holdings, at the price of $492m. It was hotly contested by 10 bidders.

The site area of 7,462sqm, is an up-and-coming destination for work, live and play, surrounded by commercial developments and array of F&B outlets. As its close proximity to CBD, the site is not subject to the 85 sqm ruling. It can build 375 residential units and upto 1,500 sqm of commercial space on the first floor. It consists of low rise zone upto 6- storey and high-rise zone up to 20-storey high.

The sale price translates to a land price of $1,458 per sq ft per plot ratio (psf ppr).

It’s estimated that break even cost around $2000psf, and the launch price may range anything from $2500psf onwards.

Register your interest to be notified once The M Price becomes available!



409 – 420 sqft / 38 – 39 sqm



409 – 495 sqft / 38 – 46 sqm



527 sqft / 49 sqm



592 – 667 sqft / 55 – 62 sqm



721 – 764 sqft / 67 – 71 sqm



904 sqft / 84 sqm

Buyer's Stamp Duty

Buyer’s Stamp Duty (BSD)

Purchase Price or Market Value of the Property BSD Rates for Residential Properties BSD Rates for Non-Residential Properties
First $180,000 1% 1%
Next $180,000 2% 2%
Next $640,000 3% 3%
Remaining Amount 4%

Additional Buyer’s Stamp Duty (ABSD)

Nationality 1st Property 2nd Property 3rd Property
Singapore Citizens N.A. 12% 15%
Permanent Residents 5% 15% 15%
Foreigners 20% 20% 20%
Entities / Companies 25% 25% 25%
Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%
Normal Payment Scheme

Also known as Progressive Payment Scheme, allows you to service your loan via monthly instalments progressively stage by stage as the property is being built.

Stage Payment Under a Standard Payment Scheme (% of Purchase Price)
Upon the grant of Option to Purchase 5% (Booking Fee)
Upon signing of the Sale & Purchase Agreement or within 8 weeks from the Option date 20% less Booking Fee
Completion of foundation work 10%
Completion of reinforced concrete framework of unit 10%
Completion of partition walls of unit 5%
Completion of roofing/ceiling of unit 5%
Completion of door sub-frames/ door frames, window frames, electrical wiring, internal plastering and plumbing of unit 5%
Completion of car park, roads and drains serving the housing project 5%
Notice of Vacant Possession (TOP) 25%
On Completion date 15%

The M Location

The M condo is located at Rochor/Ophir precinct, an upcoming CBD extension. Iconic landmarks sprung up in the past few years include South Beach, Duo, The Gateway, and the upcoming Guoco Midtown. The area will be rejuvenated with new 5-star Hotels, Grade A offices, Retail and F&B offerings from these new developments.  Neighbouring Shaw Tower will be redeveloped and could potentially add another 400,000 sqf of new office space and 30,000 sqf of retails pace to the district. New buildings will blend well into the Kampong Bugis area with its conservation shophouses and local heritage.

The residents of M-condo will enjoy easy access to Orchard and CBD via public transport in less than 15 mins.  You can hit 3 MRT lines within 3-5 min walk, they are Bugis (EW & DT line) and Esplanade (Circle Line) MRT

Beach Road offers a plethora of choices for shoppers. Apart from 2 major shopping malls nearby, Bugis Junction and Suntec City, there are many retail outlets in those newly completed integrated developments. As the area matures into a full-fledged work-live-play commercial and lifestyle hub over the next decade, residents in M-condo will enjoy substantial price upside in years to come.

As the site is surrounded by low rise building and shophouses, many units will be able to enjoy clear view of the heritage locality and Kallang River.

Amenities @The M

What's Nearby?
CatergoryAmenitesApprox Distance
MRT StationBugis MRT (EW12, DT14)0.30km
Esplanade MRT (CC3)0.50km
Bus StopsNTH BRIDGE COMMERCIAL CPLX (01039) (Services: 7, 32, 51, 61, 63, 80, 145, 175, 197, 8510.10km
OPP SHAW TWRS (01621) Services: 57, 100, 107, 961, 961C, 9800.10km
SchoolsStamford Primary School0.70km
St. Margaret’s Primary School1.30km
Shopping MallsBugis Junction0.20km
Suntec City Mall0.50km
Raffles City Shopping Centre0.60km

The Central Area is envisioned as a well-connected and walkable global city centre with abundant job and business opportunities and endless options for leisure. It is an area of strong local identity and rich built heritage, and provides a variety of housing options within an attractive environment where work and play are close by.

Want to know how Central Area is planned with the comprehensive range of facilities to meet the needs of current and future residents? Check out the Central Area URA Master Plan.

The M Site Plan

The M Site Plan part 1
The M Site Plan part 1
The M Site Plan part 2
The M Site Plan part 2

The M Floor Plan

The The M condominium is designed to accommodate all your needs, a love nest for younger families or even multi-generational living. See below for the floor plans of the units available in The M.


Click the button above to view & download the Full The M Floor Plan.

How to read Floor Plan

Is floor plan easy to understand? Whereas it is exciting to read floor plans, compare them and hopefully make the decision, sometimes it can be confusing due to the many unfamiliar symbols and different types of lines. Armed with some basic knowledge, you will be able to gain more information from floor plans.


When reading floor plan, it is easier to first visualise yourself at the main door. That helps you better understand how living room, kitchen, bedrooms are connected.
Doors are quarter-circles on the floor plan. The arc of the door symbol indicates if the door swings inwards or outwards.


Windows are marked with thin hollow lines. There are two types of windows in Singapore – the sliding window and the casement window. The difference is that casement windows usually come in pairs.


You can quickly notice these bold lines and normal lines by looking at its thickness from the floor plan.

  • Bold lines are structual walls which cannot be hacked.
  • Normal lines are non-structual walls which usually can be safely removed. Non-structural walls seperate one room from another.


* For development using prefabricated structure, walls are indicated as normal lines but they cannot be hacked. You need to check the brochure if it is prefabricated units before planning any renovation work.


It is important to know the facing of doors and windows. The facing of North is usually indicated at the corner of the floor plan and is easier to tell directions from the site plan.

Symbols of door and windows on the floor plan and Their Meanings


The M Showflat


Location, Opening Hours

The location of The M condo is to be advised..

Kindly book an appointment here or call us at +65 6528 **** before making your way down to view The M Showflat as it may be closed at certain days/time.

Online registrants who have booked an appointment here will be able to receive Direct Developer Price and need not pay any commission. Please be informed that units for sale at The M are on first come first serve basis.


Things to Take Note Before Visiting The M Showflat

  • It is advisable to check exactly how much CPF you are eligible for The M purchase after setting aside the minimum sum.
  • How are you affected by the TDSR & ABSD? You will need to know the bracket you are in. Find out more using the TDSR calculator.
  • On the actual launch date, you will need to understand how the Balloting System works.


Alternatively, you may simply book an appointment by filling up the form below and let us contact you. Our experienced sales team is able to assist you throughout the process.

Register Interest

Register Interest @The M & Get VVIP Discount

Step 1 of 2

  • Select your most preferred bedroom size. You can always change your preference later.
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